With Freddie Mac’s Home Possible Mortgages

great opportunities to assist borrowers who are looking for low down payments and flexible sources of funds.

We put more borrowers into 1-to 4-unit owner occupied primary residences, including:

• First-time homebuyers
• Families in underserved areas
• Move-up borrowers
• Very low- to moderate-income borrowers .

We Qualify* more borrowers with:

• No reserves
• Rental income (boarder)
• 100% cash on hand
• Non-traditional credit
• Co-borrower, no credit
• No minimum LTV
• Temporary subsidy buydowns

Closing costs* paid by:
• Second lien
• Grant
• Gift
• Unsecured loan
• Premium financing
• Property seller contribution (limits apply)

Zero Down Loans and 100% Refinancing